Vyzer

Automatically connects to and consolidates investment accounts across multiple brokerages, retirement accounts, and alternative investment platforms into a single unified dashboard. Eliminates manual data entry by securely pulling real-time account data from disparate custodians.

Calculates and displays real-time performance metrics across the entire aggregated portfolio, including gains/losses, returns percentages, and performance attribution by asset class or holding. Updates continuously as market prices change.

Specifically aggregates and analyzes retirement accounts including 401(k)s, IRAs, Roth IRAs, and other tax-advantaged accounts. Provides retirement-specific insights and consolidates retirement savings across multiple employers and institutions.

Generates comprehensive portfolio reports and exports data in standard formats for external use, tax filing, or advisor consultation. Allows users to download portfolio snapshots and detailed performance reports.

Manages access to core portfolio aggregation and tracking features in the free tier, with premium features gated behind subscription. Allows users to upgrade to premium for advanced capabilities like tax optimization and detailed reporting.

Allows users to set target asset allocation percentages and continuously monitors portfolio drift from those targets. Generates real-time alerts when allocations deviate beyond specified thresholds, enabling proactive rebalancing decisions.

Analyzes portfolio drift and generates specific, actionable rebalancing recommendations that show exactly which trades to execute to return to target allocation. Provides trade-by-trade guidance without requiring manual calculations.

Breaks down portfolio performance by asset class, sector, or individual holding to show which investments are driving gains or losses. Provides granular visibility into performance contribution at multiple levels of detail.

Identifies positions with unrealized losses that can be sold to offset capital gains or income for tax purposes. Highlights tax-loss harvesting opportunities across the portfolio to optimize after-tax returns.

Calculates portfolio-level risk metrics such as volatility, beta, Sharpe ratio, and correlation to provide quantitative risk assessment. Helps investors understand the risk profile of their overall portfolio composition.

Securely establishes connections to investment accounts across supported custodians using OAuth or encrypted credential storage. Manages account authentication and maintains secure access to pull real-time data.

Compares portfolio performance against relevant market benchmarks and indices to provide context for investment returns. Shows how the portfolio is performing relative to standard benchmarks like S&P 500 or target-date funds.

Consolidates and tracks alternative investments such as real estate, private equity, cryptocurrencies, and other non-traditional assets alongside traditional securities. Provides unified visibility into alternative holdings within the overall portfolio.